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Well, Paypal's been in the news a bit today, and I, for one, am a sucker for internet battles. Especially when people are coming off pretty scummy. Regardless of one's opinions on Regretsy, SomethingAwful, or Wikileaks-- and actually, someone just linked me to an older-yet-related incident regarding George R. R. Martin-- the fact that PayPal has been less than clear on its policies and seems to repeatedly have pretty poor treatment of their users, the whole thing just rubs me the wrong way. So I am trying to collect a list of alternatives to PayPal. (Deleting facebook comments is actually one of my pet peeves as well. I do not take kindly to censoring.)

I do not personally endorse any of these and all commentary on them is what I can tell from reading their site and others' comments on their services. I am simply trying to collect suggestions into one location.

Here is one large list of alternatives with more information than I have been able to find, although a lot of what folks seemed to be suggesting as alternatives were not listed.

Here is another good post on a few alternate suggestions: 8 Ways To Not Paypal

If anyone would like to leave personal reviews, etc. in the comments (if you have used the services of any of these listed, or know of others), I will be happy to update as I can.

www.dwolla.com - This was the site I saw most recommended in comments of other posts. It links directly to your bank account (with many security measures in place) rather than a credit card. You can use it on your phone, and transactions less than $10 are free. (All other transactions have a flat fee of 25 cents.) You can also hook up your account to social networks such as facebook and twitter in order to split bills between friends, etc. They also mention privacy and transparency in their main explanatory pages (here), which I personally find worth noting.

www.wepay.com - Second most recommended in comments. Seems to be 3.5% fee, 50 cent minimum. Also mentions security measures and transparency, and has an 800 number as well as other methods of communication listed on every page. They don't mind trolling PayPal, either.

www.obopay.com - Not as much information presented (to be fair, I'm not pushing around too far or registering for accounts on any of these sites), but it seems very interested in using mobile devices to easily transfer money.

www.alertpay.com - Seems to have many options for sending/recieving money, and has two contact addresses posted on their About Us page.

www.v.me - Upcoming Visa method for transferring money. Mobile support appears to be an option.

www.serve.com - From American Express, use your bank account, credit/debit card, or cash. Can be used online, from a mobile device, or with their American Express-based card.

squareup.com - A credit-card reader for vendors that plugs into your mobile device. One commenter said that you are charged $10 for the reader if you buy it in a store, but it is free directly through the website.

stripe.com - An online method for vendors to take credit cards. Seems to be very suppoert-friendly in terms of setting it up on a website.

nochex.com - UK-based online payment system, both business and personal supported.

checkout.google.com - Online payment system for setting up your own shop website through Google. Monthly sales totals less than $3000 have a per-transaction fee of 2.9% plus 30 cents. Uses credit cards for buyers to pay.

payments.amazon.com - Allows you to set up a checkout system on your own website. Can also create a personal account to send or receive money. Some commenters who used this said it has been buggy, however, not alerting sellers to purchases, etc.


That's all I have for now, feel free to leave more information in the comments! If anyone has any comments on whether these are accepted only in the U.S./worldwide, etc., leave a comment and I will update.

And to lighten the mood a bit... :D

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mercat

November 2015

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